Asset finance helps businesses to avoid tying up cash unnecessarily. We finance your equipment, vehicles, or machinery, spreading the cost over the asset’s useful life.
The asset finance decision is often based around balancing cash reserves and managing existing debt facilities. We provide strong credits with a sale & leaseback product which also acts as a subtle working capital solution.
Asset Finance hinges on debt serviceability and we are well used to building borrowing proposals for challenging and complex credits.
Here are the main types of asset finance:
Each type of asset finance offers different advantages, so it's important to find the one that fits your business needs and goals. Our team can help you choose which options suit your financial position and accounting policies best.
One of the world’s most prominent jewellery brands needed a £20m multi-currency financing solution for global store openings and refurbishments. We structured a deal that maximised tax efficiency and reduced costs, supporting their international expansion plans.
Operating in a complex sector, this manufacturer needed £8.5m in asset finance. We partnered with lenders who understood the business’s potential, securing funding based on strong ownership and improving market conditions.
A top 10 UK food retailer required £25m in asset finance to support investments in new stores, refurbishments, and distribution centres. While major banks funded preferred assets, we were able to provide flexible financing across all asset types, helping them structure their capital more effectively.
An agricultural supplier needed £3.5m to build new feed mills. We set up a financing plan where they could spread payments over the 12-month construction period and start repaying after the mills were finished. We also worked with lenders to keep support in place, even when costs or timelines changed.
For over 40 years we have helped this £1bn+ UK food wholesaler with asset financing. We manage a group of lenders to give them fast and easy access to funding for refurbishments and new site openings. We also handle their finance portfolio and lender relationships.
